Lending money. According to a query on Zhongxin Wanka, as of August 1, 2023, borrowers can lend money after meeting the approval conditions of the Xiaoyuer Loan APP. Xiaoyuer APP is a mobile credit installment credit platform launched by Hubei Consumer Finance Co., Ltd. The company was established in April 2015 and was approved by the China Banking and Insurance Regulatory Commission. It is the first national consumer finance company to open in central China.