The current high housing prices make many people just want to stop. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose to choose a house with a personal housing loan. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to choose a house in Zoucheng, what is the down payment of 650 thousand? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first suite, the down payment ratio of commercial loans shall not be less than 30% of the total house price, that is, 650,000 * 30% = 455,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is to say, if the total house price is 650,000 yuan, the down payment needs 650,000 * 50% = 325,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment of housing in Zoucheng, if you plan to buy 650,000 houses in Zoucheng, you should make full financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the Zoucheng housing loan I provided for you. I hope it will help you!