Depending on the channels through which you apply for a car loan, you usually have to charge a corresponding handling fee. If your credit conditions are good, you can apply for automobile mortgage by bank credit card. A loan of 65438+100000, the handling fee is about 9000 yuan, but no interest is charged.
2. What is the car loan fee of 654.38+ 10,000 yuan? Do I have to pay for the car loan?
When buying a car in a 4S store, the general salesperson will borrow money to buy a car. From the perspective of car buyers, borrowing money to buy a car can alleviate their economic pressure to the greatest extent. From the point of view of 4S stores, they can charge a handling fee and earn a certain profit. Then, what is the car loan fee of 654.38+ 10,000? Do I have to pay the car loan fee?
How much is the car loan fee of 65438+ 10,000? General car loan fees include three kinds of fees: performance bond, notarization mortgage fee and credit investigation fee. Generally speaking, the performance bond is charged at 3% of the car loan amount, and less than 3,000 yuan is charged at 3,000 yuan. Notarized mortgage fees are generally collected around 800 yuan, and receipts will be provided. The fund investigation fee is generally charged by banks, and each bank has different regulations on the credit investigation fee, which is generally around 1%. Suppose A plans to buy a car in a shop in 4S, with a car loan of 65,438+10,000 yuan. Under normal circumstances, the performance bond is 3,000 yuan, the notarization mortgage fee is 800 yuan, the credit investigation fee is 654.38+0,000 yuan, and the total handling fee is 4,800 yuan. Do I have to pay for the car loan? Under normal circumstances, it must be handed in. In addition to the above three kinds of handling fees, if a car buyer borrows from an auto financing company, he may have to pay a handling fee of about 10% of the loan amount. This 65,438+00% will generally be packaged in various names, and 4S stores will also provide bundled goods for profit. I suggest that you check the car loan contract carefully before buying a car. Before appealing three common procedures, check whether there are licensing fees, guarantee fees and other fees in the contract. You can avoid some expenses and avoid your own losses. The above is the answer to the question "How much is the car loan fee of 65438+ 10,000 yuan?". I hope I can help you!
3. Is there a handling fee for car loan? How much is a 65438+ ten thousand general loan?
Regardless of any vehicle type, the loan from the finance company is about 654.38 million yuan, generally 3,000 yuan. Above this amount, there will be loans, so there is no handling fee, but the threshold is relatively high and the process is more troublesome.