1. Original ID card (original temporary residence permit is required if the borrower and his spouse are registered in other places).

2. Original account books.

3. Original marriage certificate.

Both husband and wife need to provide. If they are single, they need to sign a statement. If it is a divorce, you need to provide a divorce certificate or the original court judgment.

4. The income certificate provided by the borrower himself. (CITIC provides fixed format or enterprise-owned format, the amount must be more than twice the monthly payment, and the working experience must be more than one year. It should be filled in with a black signature pen and cannot be altered, and the contact number should be left on the landline). (* * The borrower must be an immediate family member)

5. A copy of the business license of the employer shall be stamped with the official seal. Large enterprises, institutions and administrative organs may not provide them, but they must provide work permits, work permits, badges, employment certificates or labor contracts. The business license shall undergo normal annual inspection.

6. Bank Payroll: the account journal corresponding to the salary card or my own savings account journal (* * * both the borrower and the borrower must provide and print it for more than half a year).

7. Original academic certificate, college degree or above is preferred.

8. Other assets certificates: certificates of time deposits, certificates of motor vehicle purchases, securities, stocks, other immovable property, etc.

Note: 1-6 is required information. If items 7 and 8 are best provided, the more sufficient materials are, the more favorable it is for loan approval.