Is Ctrip’s flower loan reliable?
Ctrip’s flower loan is reliable.
Ctrip Financial App is the official lending software of Ctrip Group. Many of its loan products are launched by licensed financial institutions. It has also been connected to the central bank’s credit reporting system. For the majority of borrowers, So far, you can still borrow it with confidence.
However, different loan interests will be provided to different people, so you need to identify and check the interest rates and terms yourself to avoid being deceived.
Ctrip Finance provides loan services to users. The official stated that the comprehensive daily interest rate for borrowing money is 0.02, and the actual interest rate is subject to the audit results.
If calculated based on the daily interest rate of 0.02, the monthly interest rate is 0.24, and the annual interest rate is 7.2, which is far lower than the usury standard stipulated by the state. The interest rate is not high. Borrowing 10,000 yuan only costs 2 yuan a month. .
I have been engaged in bank credit work for many years. If I want to apply for 1-20W capital turnover by myself, which online platforms are more formal and can easily pass the application by myself? Generally speaking, Baidu (Du Xiaoman) Youqianhua is a platform with a relatively high pass rate. The credit limit is the highest and the interest rate is low. I have a car loan and I was given a credit limit of 9.5W. I recommended it to my colleague who has a real estate loan and was directly granted a credit limit of 18W.
If you have capital turnover needs, Duxiaoman - you have money to spend, big brands are reliable and low interest rates are trustworthy. Have money to spend - Manyidai, the maximum loan amount is 200,000, and the daily interest rate is as low as 0.02. The fastest loan is 3 minutes. The specific amount depends on personal evaluation!
Du Xiaoman - If you have money to spend (batch in seconds), click online to measure the amount
As a reminder: after the limit is exceeded, try to withdraw the full amount, because risk control is dynamic. Not many people can lend money now. If you have needs, it is recommended to withdraw the full amount. Early settlement and repayment is supported after the first installment.
Many people have enough money to spend, so you can try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict! 360 IOU is a financial subsidiary of 360 Anti-Virus Software, and Fenqile is a subsidiary of Lexin. They are both large companies.
360 IOU can borrow up to 200,000 yuan!
Click to measure the amount online
You can borrow up to 50,000 in installment loan!
Is it "reliable" to click "Borrow Flowers" to measure your balance online?
It is relatively formal to borrow flowers from Ctrip.
Ctrip's borrowed money is relatively formal. It is issued by Ctrip, a large Internet travel platform, in cooperation with some formal financial institutions. Throughout the entire loan process, the platform’s loan fees and interest calculation methods are relatively reasonable. Ctrip's credit limit and loan interest are determined based on the applicant's comprehensive credit. Generally, the better the borrower's comprehensive credit, the higher the credit limit and the lower the loan interest. In addition, Ctrip's loan payment speed and service level are quite good, and it will not violently collect payment for overdue transactions.
I have been engaged in bank credit work for many years. If I want to apply for 1-20W capital turnover by myself, which online platforms are more formal and can easily pass the application by myself? Generally speaking, Baidu (Du Xiaoman) Youqianhua is a platform with a relatively high pass rate. The credit limit is the highest and the interest rate is low. I have a car loan and I was given a credit limit of 9.5W. I recommended it to my colleague who has a real estate loan and was directly granted a credit limit of 18W.
If you have capital turnover needs, Duxiaoman - you have money to spend, big brands are reliable and low interest rates are trustworthy. Have money to spend - Manyidai, the maximum loan amount is 200,000, and the daily interest rate is as low as 0.02. The fastest loan is 3 minutes. The specific amount depends on personal evaluation!
Du Xiaoman - If you have money to spend (batch in seconds), click online to measure the amount
As a reminder: after the limit is exceeded, try to withdraw the full amount, because risk control is dynamic. Not many people can lend money now. If you have needs, it is recommended to withdraw the full amount. Early settlement and repayment is supported after the first installment.
Many people have enough money to spend, so you can try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict! 360 IOU is a financial subsidiary of 360 Anti-Virus Software, and Fenqile is a subsidiary of Lexin. They are both large companies.
360 IOU can borrow up to 200,000 yuan!
Click to measure the amount online
You can borrow up to 50,000 in installment loan!
Click to measure the amount online. How to withdraw cash from Ctrip’s Huahua?
Ctrip’s Huahua can be used directly. When we pay for the above places, we directly go to the payment page. Pay.
Ctrip is an online ticketing service company founded in 1999 and headquartered in Shanghai, China. Ctrip.com has more than 600,000 member hotels at home and abroad for booking, and is China's leading hotel reservation service center. Ctrip has established branches in 17 cities including Beijing, Tianjin, Guangzhou, Shenzhen, Chengdu, Hangzhou, Xiamen, Qingdao, Shenyang, Nanjing, Wuhan, Nantong and Sanya, with more than 25,000 employees. Has anyone used Ctrip's Borrowed Flowers? Is it safe?
Ctrip's Borrowed Flowers is a platform with certain risks.
Naquhuahua is a new financial service launched by Ctrip.com. After activating Naquhuahua, you can use your credit limit to travel first and pay later on Ctrip.com. You can enjoy 30 days of interest-free, flexible installments of 3, 6, 9 and 12 periods, and ultra-low rates. "Take it and spend it" is an installment payment online financial credit consumer product developed by Qunar.com.
When deducting the refund handling fee, the money will be deducted from "Take it and spend it" first, and you need to repay it to "Take it and spend it" within a certain period. Failure to repay in time will result in a breach of contract associated with the personal credit website. records, and liquidated damages must be paid.
Extended information:
Ctrip’s introduction to Take Flowers is as follows:
I complained to the industrial and commercial department, saying that my default payment method for online ticket purchases has always been Alipay, but I don’t know why. It turned out to be "take it and spend it". As a result, the ticket payment was "borrowed" from the "take it and spend it" account, resulting in overdue repayment and damage to the bank's credit. An investigation by the Haidian Industrial and Commercial Bureau found that both consumers were authenticated by themselves.
An individual’s credit rating is a major factor in determining the amount of a loan. That is to say, the higher the individual’s credit rating, the higher the loan amount and the faster the approval process. On the contrary, if the individual’s credit rating is The lower the credit rating, the lower the amount of loan approval and the slower the speed.
Xinhuanet-The industrial and commercial department issued consumption tips. Are there risks behind "taking them to spend"?