1. Personal operating loans of China Bank must be matched with flexible repayment methods according to the differences of customer loan purposes, settlement characteristics and other factors.

2. Within one year, flexible repayment methods such as monthly (quarterly) interest payment and repayment of principal at maturity will be supported, and repayment methods will be determined according to the loan situation for more than one year.

Due to differences in business in individual regions, please consult our handling outlets for details. You can also enter our online customer service manual service and call our customer service hotline 95566 (please call +86 10-95566 for overseas and Hong Kong, Macao and Taiwan) for consultation.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.