Only the veterans employment guidance center of the civil affairs department or the corresponding institution can apply. You can only start a business within three years after you leave the army, and only in the place where you register. It's not an interest-free loan, but a discount loan.

Second, how to apply for a veterans loan?

You can apply through the following six steps. First, veterans apply for loans, and they need to apply for veterans' loans at the street or township labor and social security department where their household registration is located with the certificate of discharge. Two, after the application for veterans' loans is submitted, the street or township labor and social security departments will conduct a preliminary examination, and then submit it to the higher authorities (counties, cities). Third, the county and municipal level shall examine the qualifications of applicants who submit loan applications, provide loan guarantee procedures in accordance with relevant regulations for those who meet the conditions of veterans' loans, and recommend loan banks to loan applicants. Four, after the above examination and approval, the borrower who applies for a loan from the veterans shall apply for a loan from the bank with the relevant loan procedures. Five, the bank in the loan applicant's loan information after the relevant review, in accordance with the relevant provisions of the borrower to meet the loan conditions. Six, after the veterans apply for a loan successfully, the borrower shall repay the loan on time in accordance with the loan contract signed with the bank until the loan period stipulated in the contract is paid off.

3. How do veterans apply for loans?

Veterans can apply for loans in the following ways:

First, the borrower holds a retirement certificate and applies for a loan to the labor and social security department of the street or township government where the startup enterprise is located;

Two, after the preliminary examination by the street or township labor and social security departments, recommended to the county or district guarantee institutions;

3. After the loan qualification is examined by the guarantee institution, eligible individuals shall go through the loan guarantee procedures in accordance with regulations;

Four, the borrower holds the loan information to apply for a small secured loan from the bank;

Five, the bank to review the loan information, to meet the conditions of timely payment of loans;

The borrower shall repay the loan in full and on time as agreed in this contract until the loan is fully paid off.

Fourth, how to apply for a small secured loan for veterans?

To apply for a small-sum secured loan for veterans, you need to hold the industrial and commercial registration certificate and tax registration certificate issued by the Industrial and Commercial Bank of China and the tax department, the list of pledged goods or the guarantee contract, and your valid identity certificate (a partnership entity or small business can apply for a small-sum secured loan by its legal representative at the community neighborhood committee where the account is located or where the enterprise operates).