2. Provident fund loan amount calculated according to house price: commercial housing provident fund loan amount = house price ×80% (house price is the total house price, excluding supporting fees).
The loan amount shall not exceed 80% of the purchased house price; The construction area of the purchased house exceeds 90 square meters, and the loan amount does not exceed 70% of the purchase price of the house. Among them, the housing price of private property housing is the lower value of the total purchase price and the housing evaluation price.
Official website of Tianjin Housing Provident Fund Management Center shows that the loan amount of housing provident fund is as follows: the first personal basic provident fund loan with a loan amount of 300,000 yuan; If there is a supplementary provident fund, the loan amount is 654.38+10,000 yuan, and the maximum personal provident fund loan is 400,000 yuan.
20 17 portfolio loan calculator
Calculate the monthly payment, total interest and total repayment of commercial loans and provident funds under the condition of portfolio loans with average capital. The operation steps are to fill in the commercial loan amount and the provident fund loan amount respectively, and then you can compare and calculate the repayment situation of these two parts.
Commercial loans and provident fund loans should be applied within the same period. In portfolio loans, the loan term, loan date and repayment date of provident fund loans and commercial loans can be different, but different interest rates are implemented.
To apply for a loan from China Merchants Bank, you need to know the loan principal, loan term, repayment method and annual interest rate, and calculate the loan interest or monthly repayment amount.
Mortgage calculator is a free real estate calculator provided by Sina Leju, including loan calculator, tax calculator, house calculator and prepayment calculator. Main function loan calculator: commercial loan, provident fund and portfolio loan. The benchmark loan interest rate was updated to 20 17.
Is it directly deducted from the provident fund when the loan is also combined?
It is not necessarily a direct deduction. If you want to deduct directly from the provident fund account, you need to handle the provident fund loan repayment business, so that the monthly mortgage repayment will be directly deducted from the provident fund. If the amount of provident fund is not enough to repay the monthly mortgage, it will be deducted from the bank card.
Can Jinan portfolio loan directly deduct the provident fund when repaying? 1 Provident fund can be deducted directly. If the repayment of the portfolio loan wants to be directly deducted from the provident fund, the user must first apply for repayment, which can be annual repayment or monthly repayment, and then the deduction will be directly deducted from the balance of the provident fund.
Of course. Workers only need to go to the housing provident fund management center to handle the provident fund hedging business, and they can directly deduct the housing loan with the balance of the provident fund account.
The balance of the provident fund can be directly deducted from the mortgage. Users can directly use the balance of the provident fund to repay the mortgage when handling the provident fund hedging business. I need to go to the provident fund center to handle the provident fund hedging business.
Repaying the loan with the provident fund is to use the balance (or monthly payment) in the provident fund deposit account to deduct the monthly payment of commercial bank loans (or combined provident fund loans), that is, to use the money in the provident fund account to repay commercial loans (or combined provident fund loans).
How much is the 20-year interest on the 400,000 provident fund loan?
1, monthly principal 17, interest 96 13, monthly repayment of 2628 yuan. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.
It needs to pay back 25798 yuan every month. Loan term: 20 years (240 months), and the interest rate remains unchanged. The loan was paid off in full, with an annual interest rate of 7% (monthly interest rate ‰), a monthly payment of 25,798 yuan, and total interest of. 26 yuan.
I paid off 50,000 provident fund loans in 20 years. How much should I pay back every month? The loan is 50 thousand yuan.
This concludes the introduction of 20 17 portfolio loan calculation and portfolio loan calculator in different years. I wonder if you found the information you need from it?