Because the loan is based on the house payment in the loan contract, the purpose of the loan must meet the corresponding purpose, so the loan is paid in the way agreed in the contract and generally not directly paid to the borrower.

According to Article 31 of the Interim Measures for the Administration of Personal Loans, if the lender is entrusted to pay, the lender shall require the borrower to apply for payment when using the loan, and authorize the lender to pay the loan funds in the way agreed in the contract. The Lender shall examine whether the borrower's relevant transaction materials and vouchers meet the conditions agreed in this contract before the loan funds are released, and record the relevant details after payment.

Extended data:

Interim Measures for the Administration of Personal Loans Article 35 After the issuance of personal loans, the lender shall take effective measures to track, inspect and monitor the use of loan funds, changes in the borrower's credit and guarantee, and ensure the safety of loan assets.

Article 36 Lenders shall distinguish the types, objects and amounts of personal loans, and determine the corresponding loan inspection methods, contents and frequencies. The internal audit department of the lender shall conduct spot checks and evaluations on the work quality of the loan inspection department.

China People's Congress Network-Interim Measures for the Administration of Personal Loans