You may be subject to dunning. The first step is to negotiate repayment, apply to Meituan Finance for a deferment of repayment, indicate that you are unable to repay, apply to repay the interest first and then repay the principal, or reduce the monthly repayment amount, extend the repayment period, etc.

Another method is to borrow money to repay. Borrowers can borrow money from relatives and friends, which can postpone the repayment pressure

If Meituan users are unable to repay Meituan due to personal reasons, To borrow money, you can refer to the following points:

1. Contact Meituan customer service to apply for deferred repayment

The path to apply for deferred repayment from Meituan is: Open Meituan - click right "My" in the lower corner - enter the personal page - click "My Wallet" on the page - click "Pay" on the page - "Deferred Repayment", click to apply for deferred repayment.

Warm reminder:

(1) If a Meituan user does not apply for an extension of repayment before the repayment date, it will be considered overdue, and Meituan’s overdue payment will be charged a daily interest rate. 0.05% interest is charged. In addition, Meituan will be called for repayment if it is overdue, which will seriously affect the user's personal life. This can avoid the serious consequences of overdue Meituan Financial loans. Therefore, for users who cannot repay their Meituan Financial loans, only by following the above methods can they minimize the negative impact of overdue loans and restore their personal credit as much as possible.

(2)) Meituan will have Meituan staff contact the customer after the user submits the deferment of repayment. The customer will need to explain the reason for deferred repayment this month and provide supporting information before the user's request can be accepted. Application for deferment of repayment. In addition, Meituan will review the information provided by the customer and only accept the customer's application for deferred repayment after confirming that the customer's statement is consistent with the facts.

2. Borrow money from family members, relatives and friends to repay Meituan

Meituan users can first ask their family members, relatives or friends to write IOUs to borrow money and repay Meituan’s debts. After that, work hard and return the money to your family or relatives and friends.

Even if you apply for online loans multiple times, even if you are not overdue, your online black index score will be damaged and you will be judged to be on the online loan blacklist. Once on the online loan blacklist, not only will the application for online loans be rejected, but also Huabei and Jiebei will have their quotas reduced, or even be shut down in serious cases.

In addition to protecting personal information, borrowers can learn about their online loan usage through: Blue Ice Data, including comprehensive scores, application records and other details, as well as personal online loan big data status. If the data is messed up, it must be corrected in time to avoid a major impact on personal credit reporting.