1. First, provident fund loan: loan amount: public housing is purchased at the cost of housing reform, and the single loan amount does not exceed 300,000 yuan, and at the same time does not exceed 90% of the house price; The purchase of commercial housing and affordable housing, a single loan does not exceed 300 thousand yuan, and does not exceed 80% of the house price; To apply for housing provident fund loans to buy second-hand housing, the maximum amount of a single loan shall not exceed 300,000 yuan, and shall not exceed 80% of the housing appraisal price.

2. Borrow 200,000 for 8 years.

The total accumulated interest paid is 38,526.1yuan.