Date: 20 15-05- 13 font display: large, medium and small.

I. Name and number of the event

(1) Name of the matter

Employees who purchase self-occupied housing apply for withdrawal of housing provident fund.

(2) Processing number

0-b 36964573-N-0 1-02-0 1

Second, the category of matters.

Non-administrative license

Third, the examination and approval unit

Xiamen housing fund management center

Fourth, the examination and approval object

Workers who deposit housing provident fund in this city

Verb (abbreviation of verb) approval basis

(1) Regulations on the Management of Housing Provident Fund (Chapter IV, Articles 11 and 25);

(2) Provisions of Xiamen Municipality on the Management of Housing Provident Fund (Articles 14 and 16);

(three) "Xiamen housing provident fund extraction method" (Article 6).

Application conditions of intransitive verbs

The employee (applicant) himself or his spouse is the owner (including the owner) of the purchased owner-occupied house.

Seven. processing method

Apply to the provident fund window

Eight, the application materials

(1) Original identification materials:

1, I will handle it: provide my ID card;

2. Entrustment: Provide ID cards of the trustor and the trustee.

(two) the housing provident fund joint card has been processed, and the withdrawal amount is automatically transferred to the housing provident fund joint card by default. If it needs to be transferred to a savings card with the same name in the same city bank, the original and photocopy of the card shall be provided;

(3) If the extractor is the spouse of the purchaser, the original and photocopy of the husband-wife relationship certificate shall be provided;

(four) the original and photocopy of the reasons for the extraction:

1. When employees buy new commercial housing in this city, they do not need to provide the purchase contract and purchase invoice, but they must provide the purchase contract number to the provident fund window. If it is necessary to extract the issue date of the purchase invoice, the employee should also provide the purchase invoice;

2, in the city to buy second-hand housing transactions, or in the city to buy non-second-hand housing transactions, but has handled the land and housing warrants, employees do not need to provide land and housing warrants, tax payment certificates or tax exemption certificates, but must provide the housing purchased land and housing warrants number to the provident fund window;

3, the purchase of new commercial housing in this city and has not yet handled the land and housing warrants, provide the purchase contract, purchase invoice;

4. If the house property right exchange is selected when the house in this city or outside this city is expropriated and the price difference is paid, the house expropriation compensation and resettlement agreement, payment invoice or payment voucher shall be provided;

5. If the owner-occupied house has not been purchased outside the city, the purchase contract and purchase invoice registered by the real estate transaction registration agency shall be provided;

6. If the owner-occupied housing has been purchased outside the city, the land ownership certificate, tax payment certificate or tax exemption certificate shall be provided (if the tax payment certificate or tax exemption certificate cannot reflect the purchase amount, the purchase contract or purchase invoice shall also be provided);

7. If you buy a house with a loan outside the city, you need to provide a loan contract;

8. If you buy a house outside the province, you must also provide one of the following proof materials of the employee himself or his spouse in the place where you buy the house: ① household registration certificate; 2. Proof of payment of housing provident fund; 3 social security payment certificate; (4) salary tax bill.

Nine. procedure

(a) the employees apply to the city housing provident fund management center with the required extraction materials;

(two) the city housing provident fund management center window personnel audit;

(3) The employee shall go through the withdrawal procedures at the bank outlets where the housing provident fund is deposited with the "Notice of Withdrawal of Housing Provident Fund for Employees in Xiamen" and his/her ID card;

If it is automatically transferred to a joint housing provident fund card or a bank savings card with the same name, the provident fund center will directly transfer the amount of the audit withdrawal to the above-mentioned card through electronic authorization instructions, and employees do not need to go to the bank for withdrawal procedures.

X. Time limit for commitment

Immediate processing (it takes 3 working days to verify the non-local purchase).

XI。 Matters needing attention

(1) Self-occupied housing refers to the housing owned and used by employees or their spouses who withdraw housing provident fund.

(two) the same set of housing can only be extracted once.

(3) The withdrawal amount of house purchase is the balance in the employee housing provident fund account as of the date of signing the house purchase contract or the date of issuing the house purchase invoice, and shall not exceed the total house purchase price actually paid in the current period or the actual expenses incurred (if the loan is used for house purchase, the withdrawal amount shall not exceed the down payment amount, and the housing provident fund can still be withdrawn for repayment in the future, and the withdrawal shall be applied according to the repayment withdrawal conditions).

(4) Since 20 14, if employees need to use the housing provident fund loans and revolutionary business loans (both including portfolio loans) to purchase houses, they shall apply for withdrawal of housing provident fund, and the minimum deposit in the individual housing provident fund account after withdrawal shall be kept for the last 6 months.

(five) if the name and ID number in the employee housing provident fund account are incorrect, it is necessary to go through the information correction procedures at the bank where the account is opened.

(6) A copy of the submitted materials shall be copied on A4 paper.

Twelve. charging standards

be free of charge

Thirteen. contact information

(a) Address and time of acceptance;

Processing address

Acceptance time

Hall C, the first floor of Xiamen Administrative Service Center (No.842 Yunding North Road)

9: 00 am-12: 00 am and 0:00-5:00 pm from Monday to Friday (except statutory holidays).

Fund window on the first floor of Tongan District Administrative Service Center (No.8 Yinhu Road)

Monday to Friday, 8: 30 am-12: 00 am and 2: 30 pm-5: 00 pm (May of the following year 10-3 1, except legal holidays);

Monday to Friday: 8: 30am-1 2: 00pm and 3: 00pm-5: 30pm (from June1day to September 30th, excluding legal holidays).