When using real estate as a mortgage loan, the essential information is the household registration book. Without a household registration book, it means that the owner of the house only has the right to live in the house and has no right to use it. So it is impossible to get a loan without a hukou.

Fangben is the abbreviation of house property right certificate. At present, the house has People's Republic of China (PRC) property right certificate and local property right certificate. It is an effective legal proof of individual housing property rights. Orientation, structure, area, number of households on the same floor, plot, room plan and other information. It's all in the room book.

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