Hello, you mean the US dollar time deposit, and the maximum loan pledge rate does not exceed the denomination of the time deposit? For US dollar time deposits, the maximum loan pledge rate shall not exceed 90% of the denomination of time deposits. Of course, if individual certificates of deposit are in foreign currencies, the pledge rate of loans in US dollars shall not exceed 90% of the denomination of certificates of deposit, and the pledge rate of certificates of deposit in other currencies shall not exceed 85% of the denomination of certificates of deposit (foreign currency deposits shall be converted into RMB according to the foreign exchange (paper money) purchase price announced on the same day).