Convert the house from off-plan to existing. Applying for an EPC of real estate certificate means that during the period from the time when the home buyer starts to apply for the home loan to the time when the home loan amount is disbursed, the lending bank will take the off-plan property purchased by the mortgagor to the real estate management company in order to obtain the ownership rights of the mortgaged property in the future. The bureau will go to the bureau to go through the mortgage registration procedures. After the house is built, the mortgagor will take the mortgagor’s existing house to go through the mortgage registration procedures.