Now most people choose to solve the problem of tight capital chain through loans. There are endless loan apps on the market, each with its own advantages. Some of these conditions are also very attractive, which makes lenders always see things in a blur when choosing and worry about the regularity of products; Worried about the adverse effects of products; Worried about whether the product is on credit; Worried that the interests of products are unreasonable, people can't help but be vigilant. Whether the lending platform is formal and legal is very important. So is the big Feiyun loan formal?

1. Is Duffy Cloud Loan formal?

Dafeiyun's loan is legal.

Fei Da Dai Yun is a member of China Internet Finance Association and China Microfinance Association. Illustrates its legitimacy.

Duffy Cloud Loan is a mobile client app that provides a variety of financial information intermediary services. Developed and launched by Duffy Cloud Loan Technology (Beijing) Co., Ltd., it relies on big data risk control system to conduct credit review and establish cooperative relationship with China Financial Certification Center (cfca).

Fei Da Dai Yun Science and Technology (Beijing) Co., Ltd. was established on 20th12nd130th October. Legal Representative Xie Wei,

The company's business scope includes: technology promotion services; Investment management; Asset management; Investment consulting; Enterprise management consulting; Enterprise planning; Economic and trade consultation; Financial consultation (no business requiring special approval such as auditing, capital verification, auditing, evaluation, accounting consulting and bookkeeping, and no corresponding written materials such as audit report, capital verification report, audit report and evaluation report);

Second, the conditions for applying for small loans

1, a China citizen with full civil capacity who has a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;

2. Have a proper occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule;

3. No bad credit record;

4. Loans cannot be used for stock trading, house purchase, gambling and other behaviors;

5. Other bank microfinance conditions stipulated by the lender.

Microfinance bank application materials

1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; Temporary residence permit shall be provided in different places;

2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

3. Provide stable proof of income source, bank flow sheet and labor contract.

To sum up, Dayunfei Loan is a legal and formal company, a member of China Internet Finance Association and a member of China Microfinance Association. Established on1October 30th, 2012 10. If you need to apply for a small loan, you need to be a China citizen with full criminal capacity, have a fixed residence in China, have a stable job and income, have repayment ability, and have a good credit record. The purpose of borrowing money cannot be to buy a house through stock trading or gambling.