the loan interest rate of rural commercial banks fluctuates on the benchmark interest rate of the central bank, which is aimed at medium and long-term loans, and the loan interest rate for one year to five years is 4.75%. So the interest will fluctuate after two years.

interest refers to the reward that the owner of the fund gets for lending the fund, which comes from a part of the profits formed by the producer using the fund to play its operational functions.