China Everbright Bank Provident Fund Network Credit Consumer Loan is a credit consumer loan product designed and developed by China Everbright Bank for individual housing provident fund depositors. This product automatically evaluates customers' comprehensive credit through the system, and issues consumer credit loans to individual customers who meet the loan conditions of China Everbright Bank. This product supports the operation of loan from application, approval, lending to repayment.

Loan terms:

1 is a legal resident of China with full capacity for civil conduct.

2. Good credit information

3. There is continuous payment and the provident fund is being paid.

4. A stable source of income.

5. Other conditions stipulated by the bank.

Credit conditions: credit, no guarantee, no collateral.

Loan term: 12, 18, 24 and 36 months.

Credit line: the maximum is 300,000 yuan, and there are different credit lines according to customers' qualifications.

Credit granting method: credit line, the validity of which is the month of application (natural month).

Application method: You can apply through direct banking, personal sunshine token online banking and sunshine token mobile banking channels.

Withdrawal method: personal sunshine token online banking and sunshine token mobile banking online withdrawal.

Repayment method: equal principal and interest, with interest paid once a month.