How much do you pay per year? If you withdraw it after 10 years, you will not make much money.

For example, if you pay 5,000 per year and pay 50,000 in 10 years,

The cash value in 10 years is 38910, the mid-range dividend is 4226, the accumulated survival fund is 8471 yuan = 51607 yuan

The cash value in 10 years is 38910, the high-end dividend is 7395, the accumulated survival fund is 8471 yuan = 54776 yuan

Extended information:

Jixing’s gift of treasure is an investment project similar to insurance money.

1. Survival Benefit

From the beginning of coverage, you and your baby will be able to receive 30% of the annual premium every two years as a survival benefit until the baby is 75 years old. If you do not After receiving it, this money will accumulate interest in the form of annual compound interest. This money can be used as Beibei's future education fund, business startup fund, wedding fund, and pension supplementary fund. The money will continue to increase steadily; when the child reaches 75, it will be returned. All your investment will be used to wish your child a happy old age and make your baby live longer and richer.

2. Dividends

In addition, you can also enjoy policy dividends every year. Every year, the company will allocate no less than 70% of the distributable surplus of the participating insurance business to customers. Of course, this amount of money is uncertain, but it is this uncertainty that allows us to have a higher profit margin and resist inflation. swell. If you do not receive annual dividends, you can still enjoy the benefits of compound interest accumulation.

3. Guarantee

In addition, Ji Xing’s gift of treasure is very humane and provides your baby with high personal protection:

No matter illness or accident before the age of 18 In the event of death, we guarantee a full return of the principal paid.

After the age of 18, we will provide him with high personal protection. The accidental death benefit is 30 times the regular premium, which is 180,000 yuan. (If the annual premium is 6,000 yuan), if the death is not accidental, 15 times the regular premium will be paid, which is 90,000 yuan. Let your baby wear the amulet and let him grow up without worries.

4. Emergency Fund

If you need money urgently, in addition to withdrawing the survival fund and dividends at one time, you can also use your insurance policy as a loan, and the cash will be available within a few days. It can be credited to your account quickly and conveniently. All you need to do is to repay the interest every half year, and the survival fund and dividends will not be affected in any way. After your funds are relieved, you can pay off the loan, so that the overall interests of you and your baby will not be affected in any way

For example: parents insure their 0-year-old baby with "Jixing Gifts", and pay annual premiums 6,000, with a *** payment of 60,000 yuan for 10 years; there are two specific packages and benefits the baby will receive, as follows:

5. Protection and benefits

1. Protection Account

Value protection: before the age of 18, the premium paid will be returned; after the age of 18, the annual premium paid is 15 times (90,000), and the unexpected value is 30 times the annual premium (180,000). The above does not apply Includes dividends.

2. Income account

a. Receive 1,800 yuan every two years until the age of 75. A total of 37 times of receipt, totaling 67,000 yuan. If you do not collect it, you can also deposit it with Ping An and roll it over with compound interest.

b. When the child turns 75, he can also receive a one-time birthday payment of RMB 60,000 as a pension supplement.

c. Dividends: We will give back 70% of the annual profit of dividend products to customers. If you don’t receive it, you can also put it in Ping An to accumulate interest.

d. Total survival benefits: If the dividends and survival benefits are not received, the capital will have been returned when the child is 10 years old. When the child goes to college at the age of 18, he has accumulated 83,000, and can receive part of it as a supplement to the child's education. At the age of 30, 127,000, which is 2.1 times the premium paid, can be used as a child’s wedding fund; at the age of 60, 343,000, which is 5.7 times the premium paid, can be used as a considerable pension; if you do not receive , the total amount reaches 539,000 by the age of 75, which can be used as birthday money and left to future generations.

Jixing’s gift of treasure focuses on financial management and pension. If you want more protection, you can buy a few more copies of Xinsheng separately. Accidental injury medical insurance, health insurance for hospitalization expenses, etc. In this case, the protection is very complete, and you don’t have to worry about it for the rest of your life.