First of all, immediately investigate the allocation report to see if the loan records in the allocation report have their own loans, and immediately investigate the repayment situation to see if it is overdue. If it is not overdue, it will be in trouble when it expires, because the loan that expires in its own name will leave a bad credit record and affect the purchase of houses with loans in the future. The most important thing is that the loan company will demand repayment and sue directly.

If my own loan is not due, I don't need to be too scared. This is because the loan company did not fulfill its reasonable review obligation and let others take advantage of it. If I use someone else's ID card to get a loan, the fault lies with the loan company, and I don't have to bear any responsibility for the ID card.

In this case, everyone should immediately defend their rights and report to the police. The public security organ will investigate and file a case to prove that the loan is not handled by the ID card, but by someone else. Only in this way can we obtain evidence from the investigation department of the public security organ and find a way to protect the rights of the loan platform.

Don't be afraid if the lending institution is sued. It is enough to prove that I have nothing to do with this loan event by obtaining evidence that it is not my own loan. Identity is used by others, and there is no reason for the court to let everyone return it.

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