Legal analysis: cars with unpaid car loans cannot be sold. Because when handling car loans, car property rights have been transferred to lending institutions. In the future, only the right to use the car, not the right to dispose of the car, can you sell the car freely only after paying off the car loan, going to the vehicle management office to go through the mortgage formalities and obtaining the ownership of the car. After paying off the car loan and completing the mortgage cancellation procedures, the transfer can be carried out.

Legal basis: Article 15 of the Regulations on Motor Vehicle Registration shall not be registered under any of the following circumstances: (1) The certificates and vouchers submitted by the owner of the motor vehicle are invalid; (2) The certificate of origin of the motor vehicle has been altered or the owner of the motor vehicle recorded in the certificate of origin of the motor vehicle is inconsistent with the identity certificate; (three) the certificates and vouchers submitted by the owner of the motor vehicle are inconsistent with the motor vehicle; (four) motor vehicles produced without the permission of the competent department of motor vehicle products in the State Council or imported without the permission of the competent department of motor vehicle import in the country; (five) the model or related technical parameters of the motor vehicle are inconsistent with the announcement of the competent department of motor vehicle products in the State Council; (six) the vehicle identification code or related technical parameters of the motor vehicle do not meet the national safety technical standards; (seven) the motor vehicle has reached the compulsory scrapping standard stipulated by the state; (eight) the motor vehicle is sealed up or detained by the supervisory organ, the people's court, the people's procuratorate and the administrative law enforcement department according to law; (9) The motor vehicle is stolen or cheated; (ten) other circumstances that do not conform to the provisions of laws and administrative regulations.