In addition to borrowing money, Alipay has the following loan functions: 1. Online merchant loans II. Taobao loan 3. Zhilian good loan 4. Installment loan Guangfa Good Loan Alipay: Alipay (China) Network Technology Co., Ltd. is a leading third-party payment platform in China and is committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world. Alipay mainly provides payment and wealth management services. Including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and many other fields. After entering the field of mobile payment, it provides services for retail department stores, cinema lines, supermarket chains and taxis. It also launched wealth management services such as Yu 'ebao. On September 16 and 12, Alipay announced that starting from September 20 16, 10, 12, Alipay will charge 0. 1% service fee to individual users who exceed the free withdrawal limit, and each individual will 1 65438+1October1AliPay stays in Apple AppStore. 2016165438+1October 15, announcing the opening of "TV Red Packet Festival" in cooperation with 10 Satellite TV. 2016165438+1October 27th, Alipay's "circle" function was tested online. 20 16 12 1, Alipay issued an announcement to ensure the safety of users' funds. 20 17 1 month, AliPay pushes the "car charging station" to pay the charging fee with one click. On August 2017 16, Alipay's Discovery platform announced its access to Yel, the world's largest review website.
Second, what are the more reliable loan platforms?
What are the more reliable loan platforms? 1. Zhaolian Good Term Loan: Zhaolian Finance is a pure credit loan with a financial license issued by the central bank. The operation time is long and has a certain intensity. The maximum loan amount is 50,000 yuan, and the annualized interest rate is as low as 7.2%. The borrower meets the basic conditions, uploads the ID card and binds the bank card to apply. 2. Xiaoman: Xiaoman's financial operation platform is also a licensed financial institution. Provide loan services to borrowers in the form of unsecured guarantee, with a maximum amount of 200,000 yuan, with an annual interest rate as low as 7.2% and a daily interest rate as low as 0.02%. Always online operation is convenient and quick. 3.e-point loan: The credit loan products of Yin Bei Consumer Finance are also licensed financial institutions, with a credit line of 1 0,000-50,000, a loan term of 3- 12 months and an annualized interest rate of 10.8%-24%. The specific credit line and interest rate are given after comprehensive evaluation by the system. 4. Comfort flower: a credit loan for spot consumption finance issued by a licensed financial institution, with the amount of1-200,000, the loan term of 1- 12 months, and the loan interest rate is relatively low. It is not necessary to provide any collateral and guarantee for borrowing, but the applicant can borrow only after meeting the conditions and completing real-name authentication according to the prompts and passing the system evaluation. 5. Huaya Borrowing Money: It is also a product of licensed financial institutions, which has the characteristics of fast application and fast lending. Chinese mainland residents aged 22-45 can complete the authentication and get a quota by providing their ID cards and bank cards, with a maximum quota of 300,000. The loan interest rate is determined according to the user's comprehensive situation, which is subject to the display on the App homepage after the quota application is successful. The above is the introduction of "What are the more reliable loan platforms", and I hope it will help everyone.
Third, what are the reliable lending platforms?
The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.
The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.