The amount of commercial housing loans in Shanghai depends first on what conditions are met. Different conditions determine the amount of Shanghai housing commercial loans, but also depends on whether it meets the conditions of commercial loans. The following are some conditions and objects of commercial loans collected by Bian Xiao for you. Enterprises applying for loans should carry out independent accounting and be responsible for their own profits and losses. Meet the following conditions at the same time: 1. You must obtain the Business License for Enterprise as a Legal Person issued by the administrative department for industry and commerce and go through the annual inspection procedures, and be responsible for your own profits and losses. 2. Must obtain the tax registration certificate issued by the tax authorities; 3, the legal person code certificate issued by the State Bureau of technical supervision; 4. Loan card issued by China People's Bank; 5. A deposit account has been opened in the company; Abide by national policies and decrees and abide by credit; The asset-liability ratio of the enterprise conforms to the relevant regulations of the company; Enterprise products have a market, production and operation are profitable, and they have the ability to repay the principal and interest on schedule. The approval document of the superior unit agreeing that the enterprise applies for a loan from the company. Supplementary conditions 1. With the approval of the competent authority, the procedures are complete. Second, the project has good economic benefits and the ability to repay loans. III. This year's project investment plan has been approved. Four, the project construction and production conditions have been arranged to implement. Five, the project investment plan of self-raised funds and other sources of funds have been implemented. Required materials 1, copy of ID card of loan applicant, spouse, co-borrower and property owner (temporary residence permit, passport, minor birth certificate or one-child certificate). 2. Personal seals of the loan applicant, spouse, co-borrower and the co-owner of property rights. 3 copies of the household registration book of the loan applicant, spouse, co-borrower and the property owner. 4. Proof of the marital status of the lender (marriage certificate for married, single certificate for unmarried and divorce certificate for divorced). 5. Lender's income certificate. 6. One original of the house sales contract. 7. The down payment receipt signed by the seller mentioned in the sales contract. 8. Copy of the property right certificate of the house purchased.