How to solve the problem of duplicate loan names in rural credit cooperatives, saying that non-performing loans cannot be used

What you said above is correct. If you have never used a loan yourself, then someone else may have used your identity to apply for a loan. You can bring your ID card to the People's Bank of China for this. Check your personal credit report. If it is indeed a misunderstanding, you can ask the bank to eliminate your bad records for you

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