In the more formal loan platforms, it is necessary to check personal credit information. The loan apps that do not need credit information are: 1. Money shopkeeper; 2, the era of small trees; 3, seconds; 4, to borrow money, etc., it is recommended not to lend to these platforms that do not need credit information.

1. Money manager. Its loan amount is between 1 million and 1 thousand yuan, and the interest is calculated on a daily basis. The longest loan time is 3 days.

2, the era of small trees. Its loan amount is between 3, and 8, yuan, and the loan time is between 3 and 12 months.

3, seconds. Its loan amount is relatively low, the highest is only 3, the lowest is 1, and the loan time is between 1 and 3 months.

4. Come and borrow money. Its loan amount is the highest in 1 yuan and the lowest in 5 yuan.

At present, more formal loan platforms need to check personal credit information. If you need personal credit loans, there are many small loan apps to choose from. The online lending platform has convenient loan application and fast loan release, but the interest is high. Therefore, when applying for online loans, we should pay attention to choosing a formal platform, which can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.

1. Definition: The simple and popular understanding of loan (e-IOU credit loan) is to borrow money with interest.

2. repayment method:

(1) equal repayment of principal and interest: that is, the sum of the principal and interest of the loan adopts a method of equal monthly repayment. Housing provident fund loans and commercial positive personal housing loans of most banks have adopted this method. This way, the monthly repayment amount is the same;

(2) repayment of equal principal: that is, a repayment method in which the borrower evenly distributes the loan amount to each installment (month) throughout the repayment period and pays off the loan interest from the previous trading day to the repayment day. In this way, the monthly repayment amount decreases month by month;

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