It is ok to repay 250,000 yuan in advance for the second-class card. Class II bank cards have certain restrictions on transfer and withdrawal. When a loan with a high amount is to be repaid, it will not be repaid successfully due to the limit of the amount. In order to avoid this situation, users can choose to use one type of bank card as the repayment bank card. Unlike the second-class card, the first-class card has no limit on the amount, and it can be successfully deducted if any amount is returned.