Now the down payment can be divided into:

1. In the case of the first suite, the minimum down payment can be 20% for the purchase of a new house with an area of not more than 90 square meters;

2. In the case of the second suite, the minimum down payment for purchasing the property is 60%;

3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price;

4. In other cases, the minimum down payment is 30%.

How to calculate the down payment for the first suite in Wuhu

1, Wuhu Commercial Loan. Taking the family as a unit, if it is the first time to buy a house, you can borrow 80% of the appraised price of the house. If the provident fund is not rated, you can only borrow 800 thousand, but it depends on the amount and proportion of your provident fund deposit.

2. Calculation method of down payment for the first suite in Wuhu: down payment = total house price-customer loan amount. Loan amount = contract price (market price) × 80% (the first loan amount can reach 80%).

3. Generally speaking, according to the existing standards for the implementation of the first suite, the down payment ratio of commercial loans for new houses in Wuhu is 30%, the down payment ratio of provident fund loans for first suites below 90 (inclusive) shall not be less than 20%, and the down payment ratio of housing provident fund loans above 90_ shall not be less than 30%.