On August 20th, the mortgage interest rate was lowered, and the previous mortgage adjustment was implemented according to the loan contract. If it is a floating interest rate, the loan interest rate will fluctuate. The floating time contract stipulates that it will float in the next month, and it will float every year at 65438+ 10/month or loan issuance date. The implementation of each bank is not exactly the same. But if the interest rate is fixed, the interest rate will not be adjusted during the whole loan period.