According to the measures for the administration of affordable housing:

Ninth individuals to buy affordable housing to apply for loans from commercial banks, in addition to the provisions of the "personal housing loan management measures", it should also be issued by the city and county people's government departments in charge of affordable housing approval notice.

The purchase of affordable housing can withdraw individual housing provident fund, and give priority to housing provident fund loans.

Tenth affordable housing loan interest rates in accordance with the relevant provisions.

Eleventh affordable housing construction and supply should strictly implement the preferential tax policies stipulated by the state.

Extended data:

According to the Measures for the Administration of Individual Housing Loans:

Article 5 A borrower shall meet the following conditions:

1. Have permanent residence or valid residence status in cities and towns;

Two, a stable occupation and income, good credit, the ability to repay the loan principal and interest;

Three, with the purchase of housing contracts or agreements;

Four, no housing subsidies to not less than 30% of the total price of the purchased housing as the down payment; If there is a housing subsidy, 30% of the personal commitment is the down payment for the purchase;

Five, there are assets recognized by the lender as collateral or pledge, or units or individuals with sufficient compensation capacity as guarantors;

6. Other conditions stipulated by the lender.

Article 6 The borrower shall provide the lender with the following information:

I. Identity documents (referring to resident identity cards, household registration books and other valid residence certificates);

2. Proof of the stable income of the borrower's family;

Three, in line with the provisions of the purchase contract letter of intent, agreement or other approval documents;

Four, the list of collateral or pledge, proof of ownership and the certificate of consent of the authorized person to mortgage or pledge; Certificate of collateral valuation issued by the competent department; The guarantor agrees to provide written guarantee documents and the guarantor's credit certificate;

Five, to apply for housing provident fund loans, you need to hold a certificate issued by the housing provident fund management department;

6. Other documents or materials required by the lender.

Baidu Encyclopedia-Measures for the Administration of Affordable Housing