Loans you can apply for with Zhima Credit Score

1: Borrow. The current application threshold for “Jiebei”, launched by Sesame Credit and Ant Micro-credit, is a Sesame score of over 600. Depending on the score, the loan amount that users can apply for ranges from 1,000 to 50,000 yuan. The maximum repayment period is 12 months, and the daily loan interest rate is 0.045%. Completely rely on Zhima Credit Score for credit review, and you can get a loan within 3 seconds after passing the review.

2: Easy to borrow money. Guangfa Direct Bank Youmi Finance and Alipay jointly launched Hao Lian Qian, with a Zhima score of more than 700, and you can apply for a loan of up to 200,000 yuan. 700 points and above: the daily interest rate range is 0.03%-0.053%; 670-699 points: the daily interest rate range is 0.04%-0.053%. In the end, your execution interest rate will be comprehensively evaluated based on your credit situation.

3: Come to installments. Alipay has joined forces to provide installment plans for children with Sesame points of 600 and above, providing a credit limit of up to 200,000 yuan without an interview. This service covers 99% of colleges and universities across the country, and they can also enjoy 30 days of interest-free.

4: Taoqianbao. At present, there are many microfinance products that can also be borrowed through Zhimafen. These products are often listed on some comprehensive loan platforms, such as Taoqianbao. Users can apply for a credit loan by submitting simple information and authorizing Zhima Credit Points. Of course, the higher the sesame score, the higher the credit limit obtained.

5: Good term loan. Sesame Credit Score cooperates with "Haoqidai" under China Merchants Union Financial Group, and you can only apply if you have a Sesame Credit Score of 700. The annual interest rate of "China Merchants Union·Haoqi Loan" is 17.8%, the maximum amount is 200,000, and the amount can be recycled within 3 years, and the maximum loan period is 60 months. No mortgage or guarantee is required, and the loan is obtained purely based on personal credit. Extremely fast lending, borrowing and repaying money at any time, as fast as 1 minute.

What kind of online loans can you get with a Zhima credit score of 600 or above? These companies have high credit limits

In the online loan industry, more and more loan openings will be based on the borrower’s credit limit. Only users with a Zhima credit score that meets the borrowing requirements of the online loan platform will have the opportunity to successfully obtain loan funds. So what are the online loans that can be applied for with a Zhima credit score of 600 or above?

For some friends who often use Alipay, a Sesame Credit score of 600 or above is a relatively popular threshold. Generally, Alipay is often used for consumption and there is no problem with personal credit. So a Sesame Credit score of 600 or above is still Relatively easy.

The following popular online loan products all require borrowers to have a Zhima credit score of 600 or above to have the opportunity to apply for a loan.

1. Let the ants borrow it. The borrowing threshold for Ant Jiebei Loan in Alipay is a Zhima credit score of 600 or above. Only real-name Alipay users with a Zhima credit score of 600 or above have the opportunity to activate the Jiebei function. Whether it can be successfully activated depends on Jiebei. The system evaluates and determines based on the user's personal comprehensive situation.

Users who open Jiebei can get a maximum loan limit of 300,000, with a daily loan interest rate of 0.015%-0.06%. The specific loan amount and interest rate are determined by system evaluation.

2. China Merchants United Futures Loan. Zhaolian Haofidai is a personal credit loan product launched by China Merchants Union Financial. The customer group of this product is Alipay real-name users aged 21-50. Only those with Zhima credit scores of 600 or above have the opportunity to apply for Haofidai. To borrow money, users can follow the Haoqidai Life account through Alipay to apply for a loan.

3. Come to installments. Like China Merchants Union Haofu, you can apply for a loan by following your life account on Alipay. The borrowing threshold for Laifan is a Zhima credit score of 600. Borrowers who meet the conditions can obtain a loan limit of up to 200,000. The specific limit is The system will comprehensively evaluate and determine the user's personal situation.

4. Comfort flower. Compared with the above three loan openings, Anyihua has a slightly lower borrowing threshold. If you have a Zhima credit score of 580 or above, you have the opportunity to apply for a loan, and the maximum loan amount is 200,000.

What loans can I apply for with a Zhima credit score of 600?

Many loan platforms are not yet connected to the central bank’s credit reporting system. As the private credit reporting system with the largest user base, the Sesame Credit Score launched by Alipay is still of great reference value.

As far as I know, the following loans can be applied for with a Sesame Credit Score of 600:

1. Borrowing

Only available with a Sesame Credit Score of 600 and above You can open the loan if you have the opportunity, but whether it can be opened and the specific loan amount are determined by the evaluation results of the Alipay system. The borrowing amount generally ranges from 1,000 yuan to 300,000 yuan, and the loan interest rate is from 10,000 to 50,000 yuan, whichever is determined by the page reminder when borrowing.

2. Come for installment payment

You can apply directly on Alipay. Individuals with a Zhima credit score of 600 or above can apply. The maximum loan amount is 200,000. It takes 3-5 minutes if nothing unexpected happens. Payment can be made and credited.

3. An Yihua

As long as your Zhima credit score is 580, you can apply. Then, your Zhima credit score of 600 will naturally not be a problem. The loan products of MaMa Finance have a maximum limit of 50,000 yuan and a daily interest rate between 0.02% and 0.0483%.

Where can I get a loan with 500 sesame points?

Sesame score is a credit score given by Alibaba based on the user’s credit background and behavioral data. If your Sesame score reaches 500, you may have certain loan opportunities under certain circumstances. Here are several possible loan sources:

1. Credit card loans: Some banks and third-party payment companies can issue credit loans based on Sesame Distribution, and you can apply for credit card loans from them. This is a more common loan. One of the ways.

2. Online loans: There are many online loan platforms, such as Paipaidai, 58daikuan, etc., which can also issue loans based on your Zhimafen.

3. Pocket money: A small loan business launched by Sesame Credit, which mainly provides users with short-term small loans of no more than 10,000 yuan.

It should be noted that Sesame points of 500 are only one factor in the success of the loan. Loan applications need to meet certain conditions and procedures. It is recommended that when choosing a lending institution, you should carefully read the terms of the contract and understand the relevant aspects of the loan. costs and risks to avoid unnecessary economic losses.

What are the Sesame Credit loans?

1. Huabei

The limit is based on Zhima Credit Score. The higher the Zhima Credit Score, the higher the limit. As long as the Zhima Credit Score is above 600 points, you will have You have the opportunity to get a certain amount of credit, which can be used immediately after activation, and you can repay before the 10th of the next month.

2. Borrow

Some users with a Sesame Credit score of 600 or above have the opportunity to apply for activation, with a high limit of 300,000, a long repayment period of 12 months, and a daily interest rate It is 0.04%. Users with good credit can get a preferential loan interest rate of 0.03%, which can be borrowed and repaid at any time.

3. Online Merchant Bank

Serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is similar to that of Borrowing, and the loan limit is 1 Ten thousand yuan, the daily interest rate of the loan is 0.05%, the loan period is 12 months, and the equal principal repayment method is adopted.

4. Interesting installments

Only for college students. You can only apply if you have a Sesame score of 600 or above. The loan limit is 2,500 yuan, and it supports visa-free interviews. You can find the college student area in Sesame Credit. This way you can see the interesting installments.

5. Anyihua

You can apply for a loan-and-payback credit product under Immediate Consumer Finance by following the Anyihua Life Account in Alipay. The loan limit is 500-50,000 yuan. New users only have a limit of 1,000 yuan, and require a sesame score of 620 or more.

Extended information:

1. Using the Alipay client of the Android system as the material, the operation of activating Ant Huabei is demonstrated as follows:

Step one: on the mobile phone Find the "Alipay" application on the desktop and click to open the Alipay function.

Step 2: Find the "Huabei" function bar on the main page of Alipay's personal functions and click to open it.

Step 3: Find the "Agree Agreement and Activate Huabei" button in the jump interface, and click to enter the activation interface.

Step 4: Enter the payment password in the payment password interface.

Step 5: After completing the input, you can activate Huabei. Alipay will give you a certain amount based on your personal data.

At this point, complete the above operations to activate Ant Huabei.

2. Use the Alipay client of the IOS system as a tool to demonstrate the operation of activating Ant Borrowing as follows:

Step 1: Click to log in to the Alipay function homepage and find the "My "Function option, click to enter;

The second step: Find the "Sesame Credit" function option in the "My" function page, click to enter;

The third step: In the " In the "Sesame Credit" function page, find the "Credit Life" function option and click to enter;

Step 4: In the "Credit Life" function page, find the "Finance" function option at the top of the page and click to enter. ;

Step 5: After entering the "Finance" page, find the "Borrow" function option and click to activate it;

Step 6: After entering the "Borrow" function page , click "Go to Borrow Money" to complete the activation of Ant Borrowing and you can start borrowing money.

At this point, the "Ant Borrowing" function has been activated.