Current location - Loan Platform Complete Network - Bank loan - The reason why the house can't be put on record
The reason why the house can't be put on record
1, personal reasons of the buyer. Whether a property buyer is qualified to buy a house, if it belongs to a family with restricted purchase, it is naturally impossible to buy a house or borrow money, and it is naturally impossible to put on record at the later stage of signing a house purchase contract.

2, and commercial housing may also be the cause of developers. Now most properties are sold by auction, so it is necessary to obtain a pre-sale permit. Only the real estate that has obtained the pre-sale permit can be pre-sold, and the purchase contract can be signed, the loan can be handled and the contract can be put on record. If the property is not pre-sold, it is illegal; Of course, except for the pre-sale certificate, the other information in the five certificates is not complete, so it is impossible to sign a house purchase contract.

3. In addition to the pre-sale permit and other information, it is also possible that the property has been mortgaged to the bank. Before the mortgage is lifted, the property cannot be sold and is locked.

4. In the second-hand house, it is also possible that the property is mortgaged and the loan has not been paid off; Or the seller's real estate two certificates have not been processed.

The specific reason is that property buyers need to conduct their own investigation, first from two common aspects, if they still can't get the reason, they can only directly ask the Housing Authority for verification.

What does it mean to put the house on record?

Real estate filing is to register with the Housing Authority with the house sales contract, change the pre-sale status to the sold status, archive the information of the purchaser, and register the commercial house in the name of the purchaser. Mainly to restrict developers and prevent developers from selling more than one room. It is also convenient for buyers to inquire about listing information.

How to handle the filing of the real estate bureau

According to the publicity, the buyer and the seller draw up a gold agreement or a sales contract, and sign and seal it online. It will be audited by the relevant departments, generate the record number, and then print it out, and both parties will stamp it, and each party will hold one copy. Late buyers can check the housing situation through the record number.