Nowadays, many people borrow money. After all, borrowing is the official loan product of Ant Financial, and it is more convenient to borrow directly through Alipay, so it is the first choice for many people when they need capital turnover.

After a user borrows a loan, he usually needs to repay it first before he can borrow again. Then, if the user has not repaid the loan, but has encountered financial difficulties, he can only choose to borrow on other loan platforms at this time.

Today, I'd like to introduce several loan openings similar to borrowing money for users to choose from.

First, have money to spend:

Money flower is a credit loan product launched by Baidu Xiaoman Finance. If users can apply for a loan amount by borrowing money, they can generally apply for their own loan amount.

(Click here to test the consumption amount for free)

At present, the maximum loan amount for those who have money to enjoy loans is 300,000 yuan, and the minimum daily interest rate for all-easy loans is 0.02%. After the loan, you can use it to repay, and you don't need to pay any fees for prepayment. The cost is similar to borrowing money.

At present, Youhuahua's loan products are mainly divided into short-term loans, all-easy loans and privileged loans, among which short-term loans are aimed at microfinance users, and the maximum loan amount is only 6,543,800 yuan.

Iman loan is a loan product for pure credit loan users, with a maximum loan amount of 200,000 yuan, which can be used for revolving lending;

Exclusive loan is a loan product for users with large loan demand, with a maximum loan amount of 300,000 yuan. It is a one-time loan product and cannot be borrowed repeatedly.

Second, small loans:

Micro-loan is a credit loan product launched by Tencent. At present, the maximum loan amount is 300,000 yuan, and the daily loan interest rate is about 0.05%, which supports early repayment, and the loan interest is charged according to the actual use days.

The opening of small loans is also relatively simple. As long as users can find the entrance of micro-loan in WeChat wallet and mobile qq wallet, they can open micro-loan and get their own credit line after opening.

Although Qianhua and Microfinance are products similar to loans, users can borrow through these two openings without loan quota, but users had better open Qianhua and Microfinance before borrowing, and don't apply after borrowing, otherwise the loan quotas of Qianhua and Microfinance may be affected by borrowing liabilities.