Has Suzhou mortgage interest rate been lowered? Comparing 20 19 and 1 at the end of the year, the survey data shows that only the interest rate of the first loan of Agricultural Bank of China is still 25%, and other banks have lowered it to varying degrees.
1. The interest rate of the first loan of Minsheng Bank was adjusted from 20% to 18%.
2. The interest rate of the first loan of CCB was adjusted from 25% to 23%.
3. The outstanding loan of the bank's second home loan was adjusted from 30% to 22%.
4. The first loan interest rate of China Bank was adjusted from 23% to 20%, and the second loan interest rate was also adjusted to 23%.
After the first loan interest rate of Postal Savings Bank was raised by 1 9 and 18% at the end of 201,the first loan interest rate of Minsheng Bank has now been raised by 18%, and these two banks have become the mortgage interest rates in Suzhou market at present.
Then, in terms of lending time, prime bank's lending time also began to get faster. Compared with the "suspension of loans" and "indefinite time" during the period of tightening control, many banks only need to lend for half a month or 20 days, while most banks' lending time is stable at about one month, and the bank quota is still relatively generous.