In terms of net profit, as of the third quarter of 2015, the five major state-owned banks, China Agricultural, Industrial and Commercial Bank of China, achieved a net profit of RMB 757.916 billion during the reporting period, a year-on-year increase of 0.71%, of which the net profit of Industrial and Commercial Bank of China was RMB 222.291 billion, still Steady in first place. The average daily net profit of the five major banks is about 2.8 billion, and the net profit is still beyond the reach of many companies.

As far as the non-performing loan situation is concerned, the total non-performing loan balance of the five major banks is 682.484 billion, an increase of 176.335 billion from the beginning of the year, an increase of 37.68% in nine months. Over 1.4%. Among them, Agricultural Bank of China's non-performing loan ratio has risen the fastest. From January to September 2015, the balance of non-performing loans increased by 54.188 billion, an increase of 43.36%. The increase in non-performing loans has exceeded the net profit of Bank of Communications from January to September 2015. Followed by Industrial and Commercial Bank of China, the balance of non-performing loans increased by 46.911 billion, an increase of 37.68%.