1. You can use your new house as a mortgage loan, that is, you can use your house as a mortgage and apply for a loan for the lender by running a business (business license).

2. Loan step: The loan applicant applies to the bank with the lender's identity certificate, household registration book, marriage certificate, real estate license, land certificate (or photocopy), industrial and commercial license, tax registration certificate, income certificate, bank capital flow and house evaluation report. After approval, he goes to the housing management department for mortgage registration and then withdraws the loan from the bank.

For more information about whether the new house can be mortgaged, please visit: See More.