Does it matter if the spouse of the company's major shareholder signs the loan?

Yes, the company's mortgage loan is signed by both husband and wife. If it is overdue, it will affect the wife and belong to the same debt of both husband and wife.

Does the limited liability company loan need the signature of the shareholder's spouse?

Limited liability company loans do not require the signature of shareholders' spouses.

According to relevant information, the company loan does not need the signature of the shareholder's spouse. If the legal person only handles the loan business on behalf of the enterprise, it does not need the signature of the spouse, so the enterprise loan has nothing to do with the spouse.

A limited liability company, referred to as a limited liability company for short, refers to an economic organization registered in accordance with the Regulations of the People's Republic of China on the Administration of Company Registration and established with the contribution of less than 50 shareholders. Each shareholder shall bear limited liability to the company to the extent of the subscribed capital contribution, and the company as a legal person shall bear full liability for the company's debts with all its assets. Limited liability companies include wholly state-owned companies and other limited liability companies.

Why do corporate loan shareholders provide household registration marriage certificates?

Because this kind of loan belongs to the property of husband and wife.

For many small and micro enterprises and self-employed, legal persons and shareholders are husband and wife or one of them. Therefore, the loan business used for enterprise management is often applied in the name of an individual, which belongs to the same debt of husband and wife, and the subsequent repayment responsibility needs to be shared. Therefore, to verify the true situation of the relationship between husband and wife, you will need a marriage certificate.

Will the overdue online loan of shareholders' spouses affect corporate loans?

Corporate shareholders' dishonesty will affect corporate loans, and the basic conditions for corporate loans are as follows:

1. The enterprise has a good reputation in various commercial banks and has no bad credit record.

2. Having a business license approved and registered by the administrative department for industry and commerce, and passing the annual inspection.

3. It has the necessary organizational structure, management system and financial management system, and has the ability to perform contracts and repay debts.

4, in line with national industrial and industrial policies, does not belong to high pollution, high energy consumption of small enterprises.

5. The operator or actual controller has more than 3 years of working experience, good quality and no bad personal credit record.

Extended data:

Personal data required for corporate loans are as follows:

The original and photocopy of the valid identity certificate and marriage relationship certificate of the borrower and its spouse;

Good credit, stable income and economic sources;

Legal business qualifications, providing business licenses for individual industrial and commercial households, cooperative enterprises and sole proprietorship enterprises;

Tax payment certificate for production and business activities;

Proof that the borrower and his spouse promise to repay the loan;

To handle mortgage (pledge) loans, it is necessary to provide a pledge right certificate, a list of mortgage (pledge) loans, a certificate of ownership, and a written document that the owner and someone agree to handle mortgage (pledge).

Credit Investigation of Spouses of Loan Shareholders of CCB Company

You don't need to look at the shareholder spouse's credit information, as long as the legal person's credit information is no problem.

Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation and credit information consulting services, helping customers to judge and control credit risks and carry out credit management.

CCB generally refers to China Construction Bank. China Construction Bank, formerly known as China People's Construction Bank, was established in June 1 954+1October1(later renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.

Can the master-spouse loan of small and micro enterprises be recognized as a small and micro enterprise loan?

Can small and micro enterprise master-spouse loans be counted as small and micro enterprise loans? This can of course be regarded as a loan for small and micro enterprises. According to his setting mode and operation, there can be such a fixed setting mode. This kind of small and micro enterprise master-spouse loan can be regarded as a small and micro enterprise loan.