Continuous full deposit of provident fund for more than 6 months (inclusive). If the provident fund has been deposited in a different place, and it has been deposited in the current residence for less than 6 months, the deposit time can be calculated according to the deposit certificate issued by the housing provident fund management institution of the original residence.

Provident fund loans are for paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing. Workers' families who have paid for the third and above houses cannot issue housing provident fund loans 1.

When the personal housing loan issuance rate of Baoding Provident Fund is less than 85%, the first set of self-occupied housing loan amount will be appropriately increased according to the local commodity housing price and per capita housing area 1.

You need to hold the deposit certificate issued by the housing provident fund management department at the place of employment, and apply for the housing provident fund personal housing loan to the housing provident fund management department at the place of residence 1.

As for the interest rate of provident fund loans, according to the latest policy, the interest rate of the first set of individual housing provident fund loans is 3. 1%, and the interest rate of the second set of individual housing provident fund loans is 3.575%.