They say that fraud is actually just one of the means that the collector wants to scare you and make you pay back the money as soon as possible. Don't worry. The quality of collectors in this industry is uneven. Many collectors will say hello when the ancestors of customers are excited, saying that you are light in counterfeiting. in fact

Their only purpose is to make you pay back the money. Everything else is a means, not an essence. The author believes that the underlying reason why the subject raised this question is not to examine whether the crime of fraud is established, but to fundamentally solve this problem.

I suggest you communicate with the lender first, try to let them know about your situation and reduce the liquidated damages.

Next, if you can raise some funds in a short time, it is naturally best to repay some of them. If the gap is too big and overdue for a long time, it will affect your personal credit, and the amount of car loan is not small. If you become an illegal household, it will be difficult to get a loan in the future.

If you need money urgently, you can borrow some money from friends and banks first, pay off all the arrears at one time, and then get the registration certificate. If there is a mortgage loan, urge the staff of the financial company to complete the mortgage loan for you. At this time, the registration certificate and the car belong to you. You have the right to dispose of it. If the capital turnover is not open, you can sell the car directly or apply for a car loan to alleviate the financial pressure in the short term. (Personally, I suggest selling cars. There is light in Wuzhai, and there are green hills, so there is no fear of burning firewood. If you apply for a car loan, you should be cautious unless you really need it. As long as it is a loan, there are pits everywhere, so that your credit risk can be minimized and you don't have to worry about collection.

If it is overdue for too long, it will face the risk that financial companies will take over the car. Once the car is robbed, it becomes passive. At this time, even if you pay off all the debts, the financial company will not slip away and will not give you the car. Some customers even sell their cars directly. So if you want to continue to own this car in the future, Lian suggests that you contact the financial company in advance to explain the situation. Appoint the next repayment time to prevent them from towing the car. By then, the waiting industry will no longer exist, but loans will still exist. If you want to return the car, you have to look at the face of the financial company. Completely passive. I hope that the subject will change from passive to active attack as soon as possible.