The men's series natural life financial card is a special card specially designed for the elite, which represents the unique taste and excellent temperament of the elite, and meets your needs not only in function but also in service. Professional and unique personalized financial design and service will help you answer investment questions, become a good partner in your career and family financial management, help you plan your life, maximize the value of your life, enhance your happy life, enjoy wealth and experience natural life.
Five characteristics. ※
China's first family series financial card
The concept of "family financial management" is the first in China. It is divided into four levels: black gold card, platinum card, gold card and silver card. Twelve personalized financial management cards provide you with all-round services.
Value-added service is enjoyed by Huize family and distinguished family.
Value-added services such as airport VIP access, golf club, SOS rescue service and business travel insurance. It is aimed at VIP users, serving not only your honor, but also your family in Hui Ze, feeling honored and having a unique experience.
Comprehensive credit, intelligent financing and multi-channel comprehensive support.
The wealth management card can provide loans on demand under comprehensive credit, provide self-service distribution and repayment channels, and effectively meet your financing needs.
Cash management, wealth planning, easy appreciation of user assets
A number of current wealth management accounts are added to the wealth management card, which improves the automatic wealth management business functions such as regular appointment transfer and over-limit transfer, and realizes convenient and flexible scheduling and automatic value-added of user funds. At the same time, a comprehensive report is provided to facilitate your asset management.
Multiple points, annual redemption, and fashion gifts are drawn quarterly.
In the Industrial Bank, deposits, loans, purchase of wealth management products and other transactions will accumulate points, you can win prizes all year round, and you can also cash beautiful prizes through quarterly lottery.
Seven major business functions ※
(a) Safe and convenient cash access
Internationally universal
With the wealth management card, you can join UnionPay's ATMs and POS in Chinese mainland, Hongkong, Macau, Thailand, South Korea and Singapore to handle cross-bank inquiry, withdrawal and special merchants' credit card consumption business. You can also handle deposit and withdrawal and transfer business at more than 300 outlets of Industrial Bank in Beijing, Tianjin, Shanghai, Shenzhen, Guangzhou, Nanjing, Hangzhou, Jinan, Chongqing, Chengdu, Changsha, Ningbo, Shenyang, Wuhan, Xi, Zhengzhou, Taiyuan, Kunming, Fuzhou, Xiamen and Quanzhou. You can also handle inter-bank deposit and withdrawal business at other commercial bank outlets connected to the network.
Emergency payment
If a black gold customer loses his wealth management card, he can apply for emergency payment to any business outlet of Industrial Bank after completing the reporting procedures, and get the required cash in time.
(2) Flexible transfer is easy.
Real-time transfer/remittance
With a wealth management card, you can transfer money between wealth management cards, between wealth management cards and current passbook, between sub-accounts in wealth management cards, and between wealth management cards and other bank accounts at any time through any business outlets of Industrial Bank, online banking, telephone banking, ATM, financial self-service and other channels, and the funds will be received in real time.
Appointment transfer/remittance
With a wealth management card, you can make an appointment for transfer at any business outlets of Industrial Bank and online banking, and set up one-time or regular automatic transfer and remittance in advance. The transfer or remittance amount can be fixed or the settlement balance; The termination condition of transfer or remittance can be cumulative transfer amount, cumulative transfer times or transfer date limit. Make cash management smarter and transfer more flexible.
(3) Save money, time and worry.
Wealth account
A wealth management card can open multiple fixed and current savings accounts in RMB, Hong Kong dollars, US dollars, Japanese yen, Euro and other currencies at the same time, and can check the balance and transaction details of any account at any time; A wealth management card can also open special accounts for wealth management settlement of Wanlibao, wan huitong, funds, securities pool plans and entrusted wealth management settlement at the same time, so as to manage the sub-account settlement of wealth management funds. The management of wealth management funds is convenient and the accounting details are clearer.
Automatic financial management
With the wealth management card, you can set the automatic deposit transfer with interest when the time deposit in the wealth management card expires, and you can also set the minimum retention amount of the current account in the card. When the balance of demand deposit in the card reaches or exceeds the initial deposit amount of time deposit (including notice deposit), Industrial Bank will automatically convert the excess into time deposit or notice deposit, thus easily increasing interest income. Automatic financial management service saves time and worry.
Real-time conversion of current account to fixed account, fixed account to current account, current account to notice, and notice to current account can also be done at any business outlets such as Industrial Bank, online banking, telephone banking, ATM and financial self-service.
Supplementary card service
With a wealth management card, you can apply for a supplementary card for your family free of charge, and the holders of the main card and the supplementary card can use the current deposit account to facilitate the unified management and use of funds.
(D) investment and financial management handy
Yinzhengtong
With a wealth management card, you can handle various forms of bank-securities transfer business through the business outlets of Industrial Bank, telephone banking, online banking and corresponding securities companies and any business outlets of self-service channels, or you can directly use the bank-securities function of the wealth management card to handle stock trading business.
Waihuibao
With the wealth management card, you can handle 24-hour personal foreign exchange trading business through any business outlets of Industrial Bank, online banking, telephone banking and self-service terminals, and enjoy more favorable interest spread.
open-ended fund
Holding a wealth management card, you can invest in the open-end funds sold by Industrial Bank through any business outlets, online banking, telephone banking and other channels.
You can also invest in the Bank Unicom Fund through the Industrial Bank's online personal bank, with more types of funds and more favorable procedures.
Wanlibao and wan huitong local and foreign currency wealth management products
With the wealth management card, you can invest in wan huitong local and foreign currency high-yield wealth management products launched by Industrial Bank every month through any business outlets of Industrial Bank or online personal banking.
Treasury bonds and trust products
With a wealth management card, you can invest in each issue of voucher-type government bonds sold by Industrial Bank on behalf of the state and trust wealth management products sold by trust and investment companies through channels such as Industrial Bank outlets.
(E) Worry-free financing after the loan.
Self-help revolving loan
Real estate (mainly real estate) and financial assets (time deposit certificate, national debt, wan huitong, Wanlibao, etc.) can be used to apply for the credit line of self-service revolving loan from Industrial Bank. ), within this range, you can pay on demand through the wealth management card without going through other procedures; You can use self-service overdraft at business outlets, online banking, telephone banking, ATM machines and POS machines. You can also set the automatic repayment function of the wealth management card account to keep the interest payment to a minimum, and the credit line will be automatically restored immediately after repayment, and the credit line can be used again. Industrial Bank helps you to revitalize your assets, which not only meets your frequent capital turnover needs, but also saves you time and worry.
Self-help pledge loan
You can use online banking, telephone banking, ATM financial self-service and other channels to pledge the illiquid financial assets in your wealth management card, such as time deposits, certificate-based government bonds, Wanlibao RMB wealth management products and wan huitong foreign exchange wealth management products, and obtain loans. Multiple loan terms can be selected, including 1- 12 months; Within the term of the loan, you can repay freely. Pledged loans can be easily done without leaving home.
(6) Serve life wholeheartedly.
Personalized statement
Industrial Bank will design personalized balance statements and detailed statements for your wealth management card and mail them to you every month. You can also print the statement at the business outlets of Industrial Bank or download the statement through online banking. Personalized bill clearly lists all the transaction records in the account, so that you can see at a glance and fully grasp the income and expenditure of the account.
Overall politeness
Industrial Bank will give you points according to all the financial assets and business dealings in your wealth management card. You can choose to redeem points for gifts, travel, VIP services, etc. And you can also transfer the points to your family.
Unicom communication
Recharge the phone bill with the wealth management card, dial Unicom 179 10IP phone, 193300 long-distance phone, access the Internet through 165, and enjoy a 40% discount on the telecom value-added services provided by Industrial Bank.
Book hotels and air tickets.
With a wealth management card, you can call the toll-free hotline 800-820-6666 or log on to Ctrip. Book hotels and air tickets, and enjoy a 20-70% discount on the room rate to make your trip more enjoyable.
agency business
With the financial card, you can pay salaries, bonuses, allowances, dividends, telephone bills, water, electricity, taxes, gas, insurance, cable TV, industrial and commercial management fees and so on. The bank will handle it for you.
beneficial tariff
Holding a wealth management card can enjoy the corresponding business fee concessions when handling financial business. See the attached table for details.
(7) E-network of electronic channels is exhausted.
Online xingye
With the wealth management card, you can handle various businesses such as fund inquiry, statement inquiry, online payment, transfer and remittance, automatic wealth management, fund purchase, foreign exchange trading, stock trading, investment in local and foreign currency wealth management products, and enjoy personal electronic secretary and other services. With the click of a mouse, you can enjoy quality service.
9556 1 customer service hotline
With the wealth management card, you can call the hotline of Industrial Bank Customer Service Center -9556 1 to handle personal financial services such as VIP value-added service, account inquiry, loss reporting, consultation and complaint.
Short message information service
According to your preferences, Industrial Bank will send you multi-directional financial information, including the promotion and demotion tips of your financial card, information on new financial products, tips on preferential activities, and financial information transmission. You can also use the wealth management card to customize services such as account fund change notice, account balance notice and online banking operation notice at any business outlet of Industrial Bank or online personal banking (certificate customers only). Put ever-changing information in your pocket to help you seize business opportunities in time.
All regulations shall be subject to the announcement of the business outlets of Industrial Bank, and any changes will be made without prior notice.