Vehicles purchased by personal cars and construction machinery and equipment loans in Bank of Zhengzhou can be divided into self-use vehicles, commercial operation vehicles and construction machinery and equipment according to their purposes; According to the registration, it is divided into new cars and used cars.

If the purchased vehicle is a self-use vehicle, the loan amount shall not exceed 80% of the price of the purchased vehicle; If the purchased vehicle is an operating vehicle or an engineering vehicle, the loan amount shall not exceed 70% of the price of the purchased vehicle; The loan for machinery and equipment shall not exceed 80% of the purchased machinery and equipment. If the purchased vehicle is a used car, the loan amount shall not exceed 50% of the price of the car purchased by the borrower.

The vehicles purchased by the Borrower are self-use vehicles and construction machinery and equipment, and the loan period (including extension) shall not exceed 5 years;

The purchased vehicles are commercial vehicles or used cars, and the loan period (including extension) shall not exceed 3 years.