Is Suning's financial willful loan reliable? How about interest?
From the product background, willful loan is Suning's financial credit loan product, and the loan funds can be used for decoration, education, car purchase, rental and other consumption scenarios. Suning Finance holds a financial license and can provide users with lending services.
Judging from the loan situation, the maximum loan amount of willful loans is 300,000 yuan, which supports repayment by installments. The minimum daily interest rate of loans is converted into annual interest rate, that is, one day's interest is 1 0,000 yuan, and one year's interest is 720 yuan. The actual loan interest rate is subject to the loan page.
For well-known loan products in the market, such as micro-loans and loan treasures, the daily interest rate of loans is generally converted into an annual interest rate of 9%. If the borrower has good qualifications and can get the lowest daily interest rate of willful loans, the loan interest is still relatively affordable.
As far as the application conditions are concerned, the loan applicant must be 22-55 years old, only need to provide ID card and bank card, and the mobile phone number used for the loan must be used by the borrower's real name authentication; Yifubao account needs advanced real-name authentication.
Judging from the credit information, it is necessary to apply for a willful loan, and the loan repayment will also be displayed on the credit information. Suning Financial will fulfill its reporting obligations in strict accordance with the regulations of the People's Bank of China on credit management.
The above is about "Is Suning's financial willful loan reliable? Is the interest good? " The answer to this question. As a licensed institution's loan product, willful loan must be repaid on time after borrowing, so as not to affect the credit investigation beyond the time limit, and it will be more troublesome to apply for credit products in the future.