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My father helped me repair the car. Do you want my credit?
No need.

You can borrow a loan from your father. Loans refer to the monetary funds provided by state commercial banks and other financial institutions to borrowers to repay the principal and interest at the agreed interest rate and time limit. In accounting treatment, the loan of an enterprise can be accounted for by short-term loan or long-term loan according to the length of the loan period.

Buying a car with a loan only needs one person's information, not another person's information.