05.3. 17-06.5.7 3.96% 4.4 1%

06.5.8-07.3. 18 4. 14% 4.59%

After 07.3. 18, 4.32% and 4.77%

After 07.5. 19, 4.4 1% 4.86%

4.50% 4.95% after 07.7.2 1

After August 22, 2007, it was 4.59% and 5.04% respectively.

After 07.9. 15, 4.77% and 5.22%

4.59% and 5. 13% after 08.9. 16

After 08. 10.9, it was 4.32% and 4.86% respectively.

08. 4.05% 4.59% after10.30

08. After11.27, 3.5 1% 4.05%

08. 12.23, 3.33% and 3.87%.

commerciality

Year 1-5 years, 5-30 years.

05.3. 17-06.4.27 Lower limit 5.27% 5.55438+0%

05.3. 17-06.4.27 upper limit 5.85% 6. 12%

06.4.28-8. 19 lower limit 5.5 1% 5.75%

06.4.28-8. 19 upper limit 6. 12% 6.39%

06.8. 19-07.3. 18 lower limit 5.5 1% 5.8 1%

06.8. 19-07.3. 18 upper limit 6.48% 6.84%

07.3. 18 lower limit 5.74% 6.04%

07.3. 18 upper limit 6.75% 7. 1 1%

After 6.93% 7.20% 07. 5. 19

7.20% 7.38% after 07.7.2 1

After 07.8.22, 7.38% and 7.56%

7.65% 7.83% after 07.9. 15

7.74% 7.83% after12.21

7.56% 7.74% after 08.9. 16

7.29% 7.47% after 08. 10.9

7.02% 7.20% after 08. 10.30

08. 1 1.27, 5.94% and 6. 12%.

08. 12.23, 5.76% and 5.94%.

65438+ 10 month 1, and in 2005, 1 raised interest rates; March 17, 2005, the second rate hike; On April 28th, 2006, the interest rate was raised for the third time. Then the bank can choose the interest rate between the lower limit and the upper limit.

On August 19, 2006, the interest rate was raised for the fourth time; On March 8, 2007, the interest rate was raised for the fifth time.

On May 19, 2007, the interest rate was raised for the sixth time. July 2, 20071,the seventh rate hike. On August 22nd, 2007, the interest rate was raised for the eighth time. On September 15, 2007, the interest rate was raised for the ninth time. On June 65438+February 2, 20071day, the interest rate was raised for the first time 10.

On September 6, 2008, the interest rate was cut for the first time. 20081October 9, 65438, the second interest rate cut. On June 27, 2008, the lower limit of commercial loan interest rate was 0.7 times of the benchmark interest rate, and the interest rate of provident fund loan was lowered by 0.27 percentage point. On June 30, 2008, the interest rate of commercial loans was lowered by 0.27 percentage points, while the interest rate of provident fund loans was not lowered.