The interest rate of Pratt & Whitney small and micro loans in Liangshan Prefecture is 4.94%. In June 5438+065438+ 10, the weighted average interest rate of new loans for Pratt & Whitney small and micro enterprises was 4.94%, which was 0. 14 percentage points lower than that in February 202.

Second, how to calculate the weighted average interest rate of loans at different times?

"Weighted average interest rate": calculate the total interest of two or more interest rates in a period of time, and then average the time and amount to calculate the weighted average interest rate.

How to calculate the weighted average interest rate of monthly loans?

For example, an enterprise applies for a loan of 1, 3-year and 5-year from a bank for a certain project, and the interest rates are 5.3 1%, 5.40% and 5.76% respectively. The loan period is five years, and the loan amount is 6,543,800 yuan. Calculate the weighted average interest rate of the project:

10005.31%5 = 2.655 million yuan.

10005.40% 5 = 2.7 million yuan

10005.76% 5 = 2.88 million yuan

The total interest is: 8.235 million yuan.

823.5/3000/5=5.49%

The weighted average interest rate of the loan of this project is: 5.49%.

Third, the interest rate of Pratt & Whitney micro loans.

4.94%。 Jane is in inclusive microcredit. Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds, that is, the principal, in a certain period of time. The interest rate determines the capital of an enterprise.