No way, financial statements are necessary. An enterprise cannot apply for a loan card less than a quarter after its establishment. For more than one quarter, the financial statements at the end of last quarter shall be provided. If there is no requirement in your area, the general description is as follows: Description: Our company was established on a certain day of a certain year, with the business license number of: and the organization code certificate number of:, and is now processing a loan card. However, due to the short time of establishment, the financial statements have not yet been established and cannot be provided. A company (official seal) year month day.