2. If the debtor is unwilling to negotiate, the bank can bring a lawsuit in court, and after winning the case, it can apply to the court for compulsory execution of the debtor's other property.
3. Of course, if the court finds that the debtor has no other property for the court to enforce, then the court will terminate or suspend such enforcement. When the debtor has property available for execution in the future, the court can resume the execution procedure.
Legal basis: Article 242nd of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.