Current location - Loan Platform Complete Network - Bank loan - What conditions do Wenzhou microfinance need?
What conditions do Wenzhou microfinance need?
With the development of Wenzhou finance, various loan businesses have emerged. When some people are in urgent need of a relatively small capital turnover, they usually think of microfinance, and microfinance is becoming more and more popular. So what are the conditions for Wenzhou to apply for microfinance? Let me introduce you.

First, Wenzhou microfinance application conditions:

1. Applicant 18-60 years old, with good personal credit and the ability to repay the loan principal and interest on time;

2. The applicant has a Wenzhou hukou or has lived in Wenzhou for one year;

3. The applicant holds a business license in the industrial and commercial department and has passed the annual inspection;

4. The applicant has been operating normally for more than three months;

5. The business place of the applicant is within the scope of Wenzhou.

Two, Wenzhou microfinance guarantee conditions:

1, the loan amount is below 10000 yuan (excluding), and the borrower needs to find a guarantor, who must be a national civil servant, institution, regular employee of large and medium-sized enterprises or a group with relatively stable income, such as teachers and doctors.

2. The loan amount is 6,543,800+0,000-6,543,800+0,000. The borrower needs to find two guarantors, one of whom must be a national civil servant, institution, regular employee of large and medium-sized enterprises or a group with relatively stable income, such as teachers and doctors, and the other guarantor must have a fixed occupation or a stable income.