1. Deed tax: Deed tax is a property tax levied on real estate whose ownership has been transferred and changed, and is levied on the property rights bearer.

2. Stamp duty: Stamp duty is currently charged at 0.05 of the total purchase price.

3. Housing maintenance fund: The housing maintenance fund is 2-3 of the total purchase price, in most places it is 2;

4. Housing registration fee: 80 yuan per house , non-residential is 550 yuan/unit. If *** has a certificate, an additional production fee of 10 yuan/book will be charged.

5. Mortgage loan fees: appraisal fee, 0.2-0.5 of the total purchase price; insurance fee, total purchase price × loan term × 0.1 × 50; notary fee, loan amount × 0.03; mortgage registration fee , 100 yuan.

Things to note when buying a new house

1. Consider the situation where you cannot get a loan

Although many people now buy houses with loans, there are also some people who will buy a house due to certain reasons. The reason for not being able to apply for a mortgage loan is that the home buyer must make a clear agreement with the developer in the purchase contract. If the home buyer is unable to buy a house due to loan rejection, the developer must refund the deposit and other payments paid by the home buyer in full. If there is no agreement in the home purchase contract, the individual home buyer will not only not get back the deposit, but may also be liable for breach of contract.

2. Confirm the expenditure of various expenses

In addition to taxes and fees, there are other expenses for buying a new house, such as public maintenance fund, stamp duty, property Fees and so on. In addition, there may be some small expenses. In order to avoid future disputes with the developer, it is best to determine in advance who will bear these expenses.

3. Standard-definition house prices and pricing methods

Nowadays, houses will be divided into unit price and total price. When a home buyer signs a purchase contract with the seller, the unit price and total price of the house will be determined. The price is usually marked, but it is best to indicate the method of calculating the house price. Confirm the house price and pricing method in advance, and neither party can easily change it. This is to protect the rights and interests of home buyers.

4. Don’t be fooled by advertisements

When buying a new home, buyers must not be fooled by developers’ advertisements. In order to attract more buyers, some developers They will exaggerate the various advantages of the project, and even fabricate surrounding facilities that have not yet been built. These may actually violate advertising laws. If a home buyer is not sure about the authenticity of the developer's advertising content, he or she can ask the developer to attach the advertising content to the supplementary agreement of the contract to protect his or her home-purchasing rights.