How to calculate one cent interest?

One cent interest = loan amount * loan term * one cent interest rate. The term "one cent interest" is not accurate. It can be an annual interest of one point or a monthly interest of one point. If calculated according to the monthly interest rate, the loan is 10000 yuan, the loan term is 6 months, the interest is = 10000 * 6 * 1%, and the interest is 600 yuan. The specific interest shall be calculated according to the loan amount and loan term.

Dongfang Caijing. com charges a three-year service fee of 39,800 yuan, saying that the three banks can borrow a total of 490,000 yuan with a monthly interest rate of 0.8%. Is it true?/You don't say.

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I am from Heyuan, Guangdong. I bought a housing provident fund in Dongguan, Guangdong. So, will there be no discount when I buy a house in my hometown? If that's the case, then...