At present, many banks have white-collar loan business suitable for the working class, and the well-known products are:

1. White collar loan of Postal Savings Bank:

Qingdao Branch of Postal Savings Bank has launched a consumer loan product suitable for white-collar workers, with the lowest interest rate of 5.22%, which can fully meet the consumption needs of white-collar workers such as decoration, car purchase and tourism.

2. Bank of Ningbo white-collar link:

Bailingtong is a RMB credit business provided by Bank of Ningbo to borrowers according to their qualifications and contributions to banks. At present, the credit line of White Collar is generally 300,000, 400,000 and 500,000. The specific loan interest rate is linked to the user's deposit contribution in Bank of Ningbo, with the lowest benchmark interest rate falling 10%.

3. Industrial Bank White Collar Loan:

White-collar loan is a credit loan issued by Industrial Bank for the staff of administrative institutions. The longest loan term is 1 year, and the maximum amount is 300,000.

4. Everbright Bank White Collar Easy Loan:

White-collar easy loan application procedures are simple and fast. Applicants can contact the bank to apply for a loan with "one form+five certificates". White-collar Easy Loan can be recycled within the five-year loan period, and there is no need to pay any interest and fees if it is not used.

White collar loan application conditions

1) The borrower is 2 1-55 years old.

2) Personal monthly income is not less than 3,000 yuan.

3) If you have borrowed money from the bank or successfully applied for a credit card, the credit information system can check the credit record report, and there is no bad credit record.

4) Working in the current unit for more than half a year.

5) Have a permanent residence in the urban area.

Materials required for white-collar loan application

1) Marriage certificate of the borrower (and spouse) (marriage certificate, divorce certificate, court judgment, divorce agreement, single certificate).

2) Details of the borrower's bank flow in the last 3 months.

3) The account book of the borrower (and spouse).

4) Proof of residence of the borrower (and spouse).

5) ID card of the borrower (and spouse).

6) proof of payment of water, electricity, gas, fixed telephone, cable TV or property fees in the last month.

7) Proof of income of the borrower (and spouse).